Welcome to Homeowner Living Guide. These Terms & Conditions govern your access to and use of HomeownerLivingGuide.com, including its content, forms, emails, links, resources, and related services.

Homeowner Living Guide is operated by NajahaBiz, a registered business in Malaysia. By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use the website.

1. Informational Purpose

Homeowner Living Guide provides general informational and educational content relating to topics such as home living, DIY and repairs, garden and outdoor living, pet care, products, tools, and related subjects. Our content is intended to provide general ideas, guidance, and resources. It is not a substitute for professional advice, diagnosis, inspection, or services. Home projects, repairs, tools, electrical systems, plumbing, gardening activities, chemicals, pets, and other household activities may involve risks. You are responsible for determining whether any information or activity is appropriate for your circumstances. When necessary, consult an appropriately qualified professional such as a licensed contractor, electrician, plumber, veterinarian, medical professional, or other specialist.

2. Accuracy and Use of Content

We aim to provide useful and reasonably accurate information, but we do not guarantee that every piece of content will always be complete, current, error-free, or suitable for every situation. Products, prices, specifications, availability, recommendations, regulations, safety standards, and third-party information may change without notice. You are responsible for verifying important information before relying on it, purchasing a product, starting a project, or taking any action based on content found on Homeowner Living Guide. Any action you take based on information from this website is undertaken at your own discretion and responsibility.

3. Affiliate Links and Third-Party Websites

Homeowner Living Guide may contain affiliate links, product recommendations, advertisements, or links to third-party websites. If you click an affiliate link and make a qualifying purchase or complete another qualifying action, Homeowner Living Guide or NajahaBiz may receive a commission or other compensation at no additional cost to you. Some links may pass through ClickHar.com, a branded redirect domain operated by NajahaBiz. We do not control third-party websites, merchants, products, services, prices, availability, privacy practices, terms, shipping, warranties, refunds, or customer service. Your dealings with third parties are governed by their own terms and policies. The inclusion of a product, service, link, or third-party website does not constitute a guarantee of its performance, suitability, safety, or availability.

4. Intellectual Property

Unless otherwise stated, original content created for HomeownerLivingGuide.com, including text, branding, graphics, page design, and other original materials, is owned by or licensed to NajahaBiz and is protected by applicable intellectual-property laws. You may access and use our content for ordinary personal, non-commercial purposes. You may not reproduce, republish, sell, redistribute, scrape, systematically copy, or commercially exploit substantial portions of our original content without prior written permission, except where permitted by applicable law. Third-party trademarks, product names, images, logos, and other materials remain the property of their respective owners.

5. Acceptable Use

You agree not to use Homeowner Living Guide in a way that:

• Violates applicable laws or regulations.

• Interferes with the operation, security, or availability of the website.

• Attempts to gain unauthorised access to the website, accounts, systems, or data.

• Introduces malicious software, automated abuse, spam, or harmful code.

• Misuses forms, email systems, or other website features.

• Infringes the intellectual-property, privacy, or other rights of another person or organisation.

We may restrict or block access where reasonably necessary to protect our website, users, business, or systems.

6. Disclaimer of Warranties

HomeownerLivingGuide.com and its content are provided on an “as is” and “as available” basis. To the extent permitted by applicable law, we make no warranties or representations that the website or its content will always be uninterrupted, error-free, completely accurate, secure, or suitable for every purpose. We do not guarantee specific results from any DIY project, home improvement, gardening method, pet-related information, product, service, recommendation, or third-party offer discussed on this website. Individual circumstances and results may vary.

7. Limitation of Liability

To the maximum extent permitted by applicable law, NajahaBiz and Homeowner Living Guide will not be liable for indirect, incidental, consequential, special, or similar losses arising from or relating to your use of, inability to use, or reliance on this website or third-party resources linked from it. You remain responsible for evaluating the safety, suitability, cost, and potential consequences of projects, products, services, and information before acting. Nothing in these Terms & Conditions excludes or limits any rights or liabilities that cannot legally be excluded or limited under applicable law.

8. Privacy

Your use of Homeowner Living Guide is also subject to our Privacy Policy, which explains how information may be collected, used, stored, and shared. Where you subscribe to emails, you may unsubscribe from marketing communications using the unsubscribe option provided in those emails.

9. Changes to These Terms

We may update these Terms & Conditions when our website, content, services, technologies, business practices, or legal requirements change. The latest version will be posted on this page with an updated Last Updated date. Your continued use of HomeownerLivingGuide.com after changes are published constitutes acceptance of the revised terms to the extent permitted by applicable law.

10. Governing Law and Contact

These Terms & Conditions are governed by applicable laws of Malaysia, subject to any mandatory consumer or other legal protections that may apply in your location. Questions concerning these Terms & Conditions may be sent to:

Contact: support@homeownerlivingguide.com
Reg. Business & Operator: NajahaBiz (NS0108193-A)
Business Location: Kota Bharu, Kelantan, Malaysia